In February 2022, the best online bank according to the criteria of our ranking is Monabanq 🏆. It has both the best value for money and the best service, for example with a customer service known for its seriousness, a wide range of products (cards, banking products…) or even a fluid and powerful mobile application. It also offers one of the best welcome offers with €120 free!
Ranking best online bank Monabanq.
With its atypical positioning in the « people before money » online bank market, we voted Monabanq the best online bank for a number of reasons, which we will explain below:
- competitive prices compared to a traditional bank (bank card for €2 per month – Visa Classic or Visa Online, common use of banking services…).
- Accessibility of the bank for most people: No access requirements are required, regardless of which online bank account you want.
- Visa Premier free for the first year for every account opening!
- a valued anchor as an ethical bank: €1 donated to SOS Children’s Villages for every account opened, access to its accounts regardless of income, low mandatory deposit for account opening (€150).
- the best customer service on the online banking market: based in France, not outsourced and awarded the title of Best Customer Service of the Year four years in a row for its quality.
- the possibility to deposit cheques and cash at the ATMs and counters of the CIC/ Credit Mutuel group, making it a bank between an online bank and a traditional bank.
- a large number of marketed banking products (insurance, savings, stock market, life insurance, business account…).
- a mobile app that is highly rated in the stores, ergonomic and fast, and offers innovative features such as 3D Secure via « Push Notification » or even geolocation of CIC and Crédit Mutuel Arkéa branches.